Questions?
I Have Questions About An Existing Loan
I am a returning customer and have questions about an existing loan, where do I go?
I'm Trying to get a Cash Advance for the First Time
What is a payday cash advance?
Do I qualify for a loan?
How much money can I qualify for?
How much does a payday cash advance cost?
When do I get paid my money?
When do I start repaying my loan?
I Have Submitted A Loan Application Online
I would like to print a copy of my loan documents but I don't have a printer. Can I still get my documents?
How do I reprint the loan documents?
I Have Received My Cash Already
I'm still a little low on funds, can I get an extension?
I am a returning customer and have questions about an existing loan, where do I go?
123 CashAdvances is not a lender, or a loan broker and we do not make credit decisions or cash advances. We simply search the web to find you the best payday loans online and make it easy to get the cash you need, when you need it. If you have questions about your cash advance, we recommend that you contact your lender directly. The approval email that you recieved after applying online for a short term loan will have all the contact details for your lender. You can also find information for your lender by contacting your financial institution, or on your bank statement.
What is a payday cash advance?
Cash advances and payday loans provide you with emergency funds when you need it the most ... often between paydays! To apply online, just complete the
fast two-minute
online loan application. In most circumstances, there are no documents to fax. Simply complete your request online, talk to an agent of a participating lender, and your cash will be on on the way. Most people get their money the next business day!
Visit our quick
cash advance overview.
Do I qualify for a loan?
Don't worry about bad credit, poor credit, or no credit. Qualifying for a payday cash advance is easy. Most of our lenders qualify you if you:
- Have a current job (or regular income)
- Earn at least $800 each month
- Are at least 18 years old and are a U.S. citizen
- Have a checking account
Even a bad credit rating, bankruptcy, charge-offs and bounced checks will not prevent you from getting the cash advance you need!
How much money can I qualify for?
The amount that you qualify for depends on your income, employment and your lender. If you would like to find out how much you qualify for, complete the quick and easy
online cash advance application, or contact a payday lender and you'll find you can get a cash loan on the same day.
If you have a bad credit situation, bankruptcy, or existing loans, don't worry... our lenders provide money loans to people in most financial circumstances.
How much does a payday cash advance cost?
The cost of cash advance loans depends on many factors, including the lender you select, and how your financial situation is managed. Payday cash advances are designed for short term situations and emergencies. Car repairs, unexpected expenses, family emergencies, overdrafts and bills are just some of the situations that are suitable for for short term cash loans. Our loans are designed for temporary situations when you are short of money and need cash fast.
In most cases your money will be available from your bank account the next business day.
When do I get paid my money?
After you apply online, your information will be securely submitted to a lender that will contact you. After speaking to your lender, your money will be transferred to your bank overnight and available the next business day.
When do I start repaying my loan?
Your individual repayment plan is the best part. The minimum payment amount required will automatically be deducted from your bank account. This gives you the flexibility to repay the loan when you have the money to do it.
Are you still a little short of funds on your payday? No problem! Online customers are able to apply again online every pay period. Just complete the online application again and you'll be able to find out what the lender can do to help you in your situation.
I would like to print a copy of my loan documents but I don't have a printer. Can I still get my documents?
Sure! There are a number of ways to get copies of your documents even if you do not have a printer.
- Get your lender can fax the documents to any fax number you specify
- Get your lender can email your documents to any email address you specify
- Your lender can also fax your documents to your local Kinko'sor PostNet so you can pick them up when you want
Simply contact your lender to make these arrangements. They will be happy to arrange a convenient way to get your documents to you.
How do I reprint the loan documents?
At any time during the lending process you can reprint your loan documents. Just contact your lender and ask them to email your documents to you. That way you can print them at a time that suits you.
I'm still a little low on funds. Can I get an extension?
In most cases, lenders provide extensions. We recommend that you contact your lender to find out how to extend a loan.